All systems nominal
TEE Attestation Active
Conservation of Value: Verified
ARC42 v15.0+ · BIAN v14.0 · DORA · ISO 20022
[ ARCHITECTURE: ARC42 v15.0+ · CONFORMANCE: BIAN v14.0 · ISO 20022 · DORA · PCI DSS 4.0 ]
The World's First Mathematically Verified Core Banking Platform

Verity
Core Banking

Sovereign. Formally Verified. Agent‑Native. Quantum‑Ready.
◆

Run your entire banking operation on your own hardware — air‑gapped, mathematically proven safe, with AI agents as first‑class participants. Every transaction carries a Merkle proof. Every compliance decision is Lean 4 verified. No cloud dependency. No compromise.

< 50ms
P99 Ledger Append
< 2ms
GNN Fraud Detection
328
BIAN Service Domains
10⁻¹⁸
Attack Probability
99.999%
Availability SLA
↓ Download Verity ◈ User Manual ⊞ Implementation Manual
Regulatory Conformance
Certified ·
DORA Art. 5–14 · Five Pillars ISO 20022 · CBPR+ Native BIAN v14.0 · 328 Domains NIST FIPS 203/204/205 · Post-Quantum PCI DSS 4.0 · PCI PTS 6 BCBS 239 · Risk Data Aggregation SWIFT CSCF v2026 OWASP Agentic Top 10 · ASI01–ASI10 EU AI Act Art. 9–11, 50 FDX API v6.5 · CFPB §1033 eIDAS 2.0 · FAPI 2.0 SOX ITGC · PCAOB AS5 XFS4IoT · CEN CWA 17852 ISO/IEC 25010 · Quality Model DORA Art. 5–14 · Five Pillars ISO 20022 · CBPR+ Native BIAN v14.0 · 328 Domains NIST FIPS 203/204/205 · Post-Quantum PCI DSS 4.0 · PCI PTS 6 BCBS 239 · Risk Data Aggregation SWIFT CSCF v2026 OWASP Agentic Top 10 · ASI01–ASI10 EU AI Act Art. 9–11, 50 FDX API v6.5 · CFPB §1033 eIDAS 2.0 · FAPI 2.0 SOX ITGC · PCAOB AS5 XFS4IoT · CEN CWA 17852 ISO/IEC 25010 · Quality Model
Agent Integrity Engine
02 / Agent Safety Substrate

Every agent action. One enforcement point.

Two individually safe agents can, when combined, reach a forbidden goal — 42.6% of real multi‑agent trajectories contain at least one such dependency. The Agent Integrity Engine is a capability‑based microkernel that makes this class of failure mathematically impossible. It sits beneath every AI agent in the Verity platform, enforcing hardware‑rooted trust, compile‑time safety, and regulatory compliance at the virtual‑machine level — before any action reaches the ledger.

19
Subsystems
Across three architectural layers — Hardware Abstraction, Capability Microkernel, Agent Services — each with formal contract specifications.
Verified: ARC42 §3 Building Block View
<1ms
Compliance Verification
Every proposed agent action is auto‑formalised into a Lean 4 theorem and checked against pre‑compiled regulatory axioms — at microsecond latency.
Verified: Lean 4 · SR 11‑7 · Reg Z · Reg E
PASETO v4
Capability Tokens
No agent has ambient authority. Every operation — debit, credit, wire, loan approval — requires an unforgeable, time‑bound capability token with optional PQC dual‑signature.
Enforced: VM‑level · Dual‑control ≥ $10,000
TLA+ · Lean 4
Formally Verified
Runtime TLA+ model checker continuously samples live transactions against the formal spec. Lean‑Agent Compliance Verifier proves regulatory correctness before execution.
Verified: TLA+ Conservation of Value · Lean 4 Axiom Library
For Security Engineers

A capability‑based microkernel written in Rust. 19 subsystems. Full OWASP Agentic Top 10 coverage (ASI01‑ASI10). Session‑type deadlock freedom verified at compile time. Post‑quantum token migration with liveness guarantees.

For Banking Leaders

No agent can create, destroy, or double‑spend funds. No agent can approve its own wire transfer. No agent can modify a fee structure without a signed, human‑approved policy change. Mathematical proof, not policy documents.

🛡 Read the Full Agent Integrity Engine Manual
Platform Invariant · TLA+ Verified at Compile Time
"The Conservation of Value invariant — Σ entries = 0 — is verified at compile time and continuously validated at runtime. No path exists by which funds can be created, destroyed, or double‑spent."
TLA+ Verified
Lean 4 Type-Checked
Runtime Model Checker Active
Merkle Proof Per Transaction
01 / Platform Capabilities
68 Features. Zero Speculation.
All capabilities as-designed
Traceable to ARC42 §3 Building Block View
FEAT-F001 · Foundation
◉
Sovereign Single-Binary Deployment
One command. Air-gap capable. Bare-metal or Kubernetes. TEE attestation at boot via Intel TDX and AMD SEV-SNP. Zero cloud dependency. Zero data leaves your infrastructure.
DORA Art. 5-14 · SecNumCloud · FFIEC IT Handbook
FEAT-F002 · Ledger
⛓
Real-Time Merkle Double-Entry Ledger
Append-only, event-sourced, CQRS-separated. Every transaction produces balanced debit/credit pairs with Merkle proofs enabling O(log N) verification. Ed25519-signed TraceCaps. SCITT-anchorable.
BCBS 239 · SOX ITGC · DORA Art. 9-10
FEAT-F005 · Security
⬡
Capability-Based Security
Every operation requires a PASETO v4 capability token. No ambient authority. Four-eyes principle is a VM-enforced structural invariant. OWASP Excessive Agency eliminated at the kernel level.
OWASP ASI03 · PCI DSS 4.0 Req 7 · SWIFT CSCF v2026
FEAT-F014 · Agents
◈
Agent-Native Core Banking
Agents are first-class banking participants with zkVM binary-hash identity, KYA-credentialed access, and capability-governed smart accounts. Unifies seven emerging IETF agent identity protocols.
OWASP ASI03 · OWASP ASI06 · OWASP ASI10 · IETF AIP
FEAT-F050 · AI/ML
◎
GNN Real-Time Fraud Detection
Multi-model GNN stack (SCAFDS, AGNAE, GCRMF) processes the Merkle transaction graph at 1.12ms per-transaction inference latency. Automated SAR narrative generation with forensic traceability.
AMLD6 · BSA/AML · FinCEN SAR · FinCEN CTR
FEAT-F020 · Quantum
⬟
Post-Quantum Cryptography Ready
FIPS 203/204/205 implemented. Crypto-agile design enables algorithm rotation without rebuild. ML-DSA-44 dual-signature transition aligned with Google's 2029 PQC target. Long-lived data re-encrypted automatically.
NIST FIPS 203/204/205 · G7 CEG Roadmap · DORA Crypto-Agility
FEAT-F022 · CX
◻
Two-Minute Instant Account Opening
AI-native KYC with selfie liveness, instant SSN verification, and zero document upload for standard-risk applicants. Over 85% of decisions fully automated. Verity Companion handles 70% of post-signup interactions.
CIP 31 CFR §1020.220 · eIDAS 2.0 · WCAG 2.2 AA · ECOA
FEAT-F028 · Migration
⊞
Legacy Core Migration Toolkit
Auto-detects COBOL, DB2, CSV, and fixed-width formats. LLM schema mapping to BIAN v14.0 with confidence scoring. 90-day parallel-run simulator validates behavioral equivalence before cutover authorization.
BCBS 239 · SOX ITGC · FFIEC IT Handbook
FEAT-F063 · Assurance
✦
Theorem Validation Pipeline
Six-stage pipeline with 20+ theorem-specific validators running continuously in production. Generates publication-ready regulatory evidence: LaTeX tables, Lean 4 proof files, and full DORA audit packages on demand.
SITS2026 §4.1 · DORA Art. 9-10 · ISO/IEC 25010
Performance Benchmarks
<50ms
P99 Ledger Append Latency
Continuous benchmark via Theorem Validation Pipeline
<1ms
Lean 4 Compliance Verification Per Decision
Microsecond-latency formal proof checking
3,600req/hr
Sovereign LLMOps Throughput on Self-Hosted GPU
GPU utilization: 12% → 78% with PagedAttention
4hrs
Community Bank Deployment to Shadow-Mode Live
50,000-account bank; air-gapped USB installation
Platform Architecture
Layer 01
Sovereignty
Single Rust Binary Air-Gap Capable Intel TDX AMD SEV-SNP Offline-First Payments USB Signed Updates Zero Cloud Dependency
Layer 02
Verification
TLA+ Ledger Invariants Lean 4 Compliance Proofs Runtime Model Checker VTVP 6-Stage Pipeline 20+ Theorem Validators RAMPART CI/CD Red Team
Layer 03
Agent Security
PromptGuardian MemLineage ExecutionGuard (gVisor) VetPipeline 4-Stage DriftMonitor CascadeGuard Kill Switch Protocol FIM Parameter Monitor
Layer 04
Payment Rails
ISO 20022 Native FedNow Direct RTP · ACH · FedWire · CHIPS SWIFT Blockchain Bridge Canton Network ECB Pontes DLT Smart Rail Routing
Layer 05
Quantum
FIPS 203/204/205 Two-Step QAOA Optimizer ORCHID Consensus Quantum Vault Tokens Lattice PQ Ledger ML-DSA-44 Migration Crypto-Agile Design
Deploy Verity
Your infrastructure.
Your keys. Your data.
Mathematical proof of safety. No cloud required. No compromise.
↓ Download the Binary ◈ User Manual ⊞ Implementation Manual