All systems nominal
TEE Attestation Active
Conservation of Value: Verified
ARC42 v15.0+ · BIAN v14.0 · DORA · ISO 20022
[ ARCHITECTURE: ARC42 v15.0+ · CONFORMANCE: BIAN v14.0 · ISO 20022 · DORA · PCI DSS 4.0 ]
The World's First Mathematically Verified Core Banking Platform

Verity
Core Banking

Sovereign. Formally Verified. Agent‑Native. Quantum‑Ready.
◆

Run your entire banking operation on your own hardware — air‑gapped, mathematically proven safe, with AI agents as first‑class participants. Every transaction carries a Merkle proof. Every compliance decision is Lean 4 verified. No cloud dependency. No compromise.

< 50ms
P99 Ledger Append
< 2ms
GNN Fraud Detection
328
BIAN Service Domains
10⁻¹⁸
Attack Probability
99.999%
Availability SLA
↓ Download Verity ◈ User Manual ⊞ Implementation Manual
Regulatory Conformance
Certified ·
DORA Art. 5–14 · Five Pillars ISO 20022 · CBPR+ Native BIAN v14.0 · 328 Domains NIST FIPS 203/204/205 · Post-Quantum PCI DSS 4.0 · PCI PTS 6 BCBS 239 · Risk Data Aggregation SWIFT CSCF v2026 OWASP Agentic Top 10 · ASI01–ASI10 EU AI Act Art. 9–11, 50 FDX API v6.5 · CFPB §1033 eIDAS 2.0 · FAPI 2.0 SOX ITGC · PCAOB AS5 XFS4IoT · CEN CWA 17852 ISO/IEC 25010 · Quality Model DORA Art. 5–14 · Five Pillars ISO 20022 · CBPR+ Native BIAN v14.0 · 328 Domains NIST FIPS 203/204/205 · Post-Quantum PCI DSS 4.0 · PCI PTS 6 BCBS 239 · Risk Data Aggregation SWIFT CSCF v2026 OWASP Agentic Top 10 · ASI01–ASI10 EU AI Act Art. 9–11, 50 FDX API v6.5 · CFPB §1033 eIDAS 2.0 · FAPI 2.0 SOX ITGC · PCAOB AS5 XFS4IoT · CEN CWA 17852 ISO/IEC 25010 · Quality Model
Platform Invariant · TLA+ Verified at Compile Time
"The Conservation of Value invariant — Σ entries = 0 — is verified at compile time and continuously validated at runtime. No path exists by which funds can be created, destroyed, or double‑spent."
TLA+ Verified
Lean 4 Type-Checked
Runtime Model Checker Active
Merkle Proof Per Transaction
01 / Platform Capabilities
68 Features. Zero Speculation.
All capabilities as-designed
Traceable to ARC42 §3 Building Block View
FEAT-F001 · Foundation
◉
Sovereign Single-Binary Deployment
One command. Air-gap capable. Bare-metal or Kubernetes. TEE attestation at boot via Intel TDX and AMD SEV-SNP. Zero cloud dependency. Zero data leaves your infrastructure.
DORA Art. 5-14 · SecNumCloud · FFIEC IT Handbook
FEAT-F002 · Ledger
⛓
Real-Time Merkle Double-Entry Ledger
Append-only, event-sourced, CQRS-separated. Every transaction produces balanced debit/credit pairs with Merkle proofs enabling O(log N) verification. Ed25519-signed TraceCaps. SCITT-anchorable.
BCBS 239 · SOX ITGC · DORA Art. 9-10
FEAT-F005 · Security
⬡
Capability-Based Security
Every operation requires a PASETO v4 capability token. No ambient authority. Four-eyes principle is a VM-enforced structural invariant. OWASP Excessive Agency eliminated at the kernel level.
OWASP ASI03 · PCI DSS 4.0 Req 7 · SWIFT CSCF v2026
FEAT-F014 · Agents
◈
Agent-Native Core Banking
Agents are first-class banking participants with zkVM binary-hash identity, KYA-credentialed access, and capability-governed smart accounts. Unifies seven emerging IETF agent identity protocols.
OWASP ASI03 · OWASP ASI06 · OWASP ASI10 · IETF AIP
FEAT-F050 · AI/ML
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GNN Real-Time Fraud Detection
Multi-model GNN stack (SCAFDS, AGNAE, GCRMF) processes the Merkle transaction graph at 1.12ms per-transaction inference latency. Automated SAR narrative generation with forensic traceability.
AMLD6 · BSA/AML · FinCEN SAR · FinCEN CTR
FEAT-F020 · Quantum
⬟
Post-Quantum Cryptography Ready
FIPS 203/204/205 implemented. Crypto-agile design enables algorithm rotation without rebuild. ML-DSA-44 dual-signature transition aligned with Google's 2029 PQC target. Long-lived data re-encrypted automatically.
NIST FIPS 203/204/205 · G7 CEG Roadmap · DORA Crypto-Agility
FEAT-F022 · CX
◻
Two-Minute Instant Account Opening
AI-native KYC with selfie liveness, instant SSN verification, and zero document upload for standard-risk applicants. Over 85% of decisions fully automated. Verity Companion handles 70% of post-signup interactions.
CIP 31 CFR §1020.220 · eIDAS 2.0 · WCAG 2.2 AA · ECOA
FEAT-F028 · Migration
⊞
Legacy Core Migration Toolkit
Auto-detects COBOL, DB2, CSV, and fixed-width formats. LLM schema mapping to BIAN v14.0 with confidence scoring. 90-day parallel-run simulator validates behavioral equivalence before cutover authorization.
BCBS 239 · SOX ITGC · FFIEC IT Handbook
FEAT-F063 · Assurance
✦
Theorem Validation Pipeline
Six-stage pipeline with 20+ theorem-specific validators running continuously in production. Generates publication-ready regulatory evidence: LaTeX tables, Lean 4 proof files, and full DORA audit packages on demand.
SITS2026 §4.1 · DORA Art. 9-10 · ISO/IEC 25010
Performance Benchmarks
<50ms
P99 Ledger Append Latency
Continuous benchmark via Theorem Validation Pipeline
<1ms
Lean 4 Compliance Verification Per Decision
Microsecond-latency formal proof checking
3,600req/hr
Sovereign LLMOps Throughput on Self-Hosted GPU
GPU utilization: 12% → 78% with PagedAttention
4hrs
Community Bank Deployment to Shadow-Mode Live
50,000-account bank; air-gapped USB installation
Platform Architecture
Layer 01
Sovereignty
Single Rust Binary Air-Gap Capable Intel TDX AMD SEV-SNP Offline-First Payments USB Signed Updates Zero Cloud Dependency
Layer 02
Verification
TLA+ Ledger Invariants Lean 4 Compliance Proofs Runtime Model Checker VTVP 6-Stage Pipeline 20+ Theorem Validators RAMPART CI/CD Red Team
Layer 03
Agent Security
PromptGuardian MemLineage ExecutionGuard (gVisor) VetPipeline 4-Stage DriftMonitor CascadeGuard Kill Switch Protocol FIM Parameter Monitor
Layer 04
Payment Rails
ISO 20022 Native FedNow Direct RTP · ACH · FedWire · CHIPS SWIFT Blockchain Bridge Canton Network ECB Pontes DLT Smart Rail Routing
Layer 05
Quantum
FIPS 203/204/205 Two-Step QAOA Optimizer ORCHID Consensus Quantum Vault Tokens Lattice PQ Ledger ML-DSA-44 Migration Crypto-Agile Design
Deploy Verity
Your infrastructure.
Your keys. Your data.
Mathematical proof of safety. No cloud required. No compromise.
↓ Download the Binary ◈ User Manual ⊞ Implementation Manual